EFT Network Evaluation

The debit interchange network typically provides your institution with it’s 2nd largest source of non-interest income behind only NSF/OD revenue.  Therefore, it is absolutely imperative that your network arrangement, cost structure and interchange income rates are meticulously analyzed and compared to market best-practices in order to maximize profitability.  The PRI EFT Network Arrangement Evaluation does exactly this.  We examine your current contracts and networks, analyze transaction volumes from EFT reporting, as well as gather up-to-date, pertinent market data during our process.  We use this to make comprehensive recommendations on how to arrange your networks to provide the best interchange rates and pricing levels for each cost item.  We can even manage the contract negotiations, when desired.

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