Interchange Improvement

The debit interchange network provides your institution with its largest source of non-interest income. Therefore, it is absolutely imperative that your network arrangement, cost structure, and interchange income rates are meticulously analyzed and compared to market best practices in order to maximize profitability. The PRI Total Card Analysis does exactly this. We examine your current contracts and networks, analyze transaction volumes from EFT reporting, as well as gather up-to-date, pertinent market data during our process. We use this to make comprehensive recommendations on how to arrange your networks to provide the best interchange rates and pricing levels for each cost item. We can even manage the contract negotiations, when desired.

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